We are direct crypto lenders that offers personal and business crypto loans. We provide crypto backed loans from $10,000 to $100,000,000.The crypto owner can achieve his/her goals without selling any crypto. We offer interest rates from 13.95% to 17.95% APR.
We Offer...
Competitive rates
Competitive rates
Competitive rates
We offer competitive interest rates on loan amounts starting from $10,000 up into the millions.
No credit checks
Competitive rates
Competitive rates
If you have crypto, you have credit. We can move quickly and fund your loan within 24-48 hours.
Payout in stablecoin
Payout in stablecoin
Payout in stablecoin
No bank? No problem. Stablecoin payouts and deposits make it easy for you to manage your loan outside of normal banking hours.
Customization
Payout in stablecoin
Payout in stablecoin
We offer 12-month loan terms
and LTVs up to 70%.
No hidden fees
We don’t charge prepayment fees, so you can pay back as much of your loan whenever you want.
Our self-endorsed crypto loan is collateral based and is calculated at 65% above the requested loan amount. This means that the amount requested must cover the cash financed.
Example: Loan request is $10,000.
To cover the loan collateral, you will need $15,384.62 in crypto or 65% above the requested loan.
We are currently lending in the following jurisdictions;
North America
North America
North America
United States
Canada
Puerto Rico
Oceania
North America
North America
Australia
New Zealand
Northern Mariana Islands
Asia
North America
Europe
Hong Kong
United Arab Emirates
Vietnam
Europe
South America
Europe
Switzerland
United Kingdom
South America
South America
South America
Brazil
If you don’t see your jurisdiction, that simply means that it is restricted.
The following cryptocurrencies we accept are as follows;
Bitcoin, Ethereum, USDT, Bitcoin Cash, Litecoin, TrueUSD, Pax Dollars, USD Coin
Our benefits
No prepayment fees
No borrowing against future income, only against collateral you already own
No impact on your credit score
No impact on your credit score
No borrowing against future income, only against collateral you already own
No impact on your credit score
No borrowing against future income, only against collateral you already own
No borrowing against future income, only against collateral you already own
No borrowing against future income, only against collateral you already own
Loan amount determined by your available crypto collateral
Opportunity to grow crypto holdings
How We Keep Your Crypto Safe?
Fireblocks Partnership
Fireblocks Partnership
Fireblocks Partnership
We’ve partnered with Fireblocks – a trusted custody management platform that many top crypto companies rely on for the safe, secure transfer of collateral assets– and are excited about their approach to MPC technology primarily because it means enhanced security for you as well as faster transactions for both us and our customers.
Insurance
Fireblocks Partnership
Fireblocks Partnership
Similar to Fireblocks, we maintain Cyber Insurance, meaning the company will be covered in the event of cyber-related incidents (e.g. cyber breaches, cyber extortion, technology errors or failures, loss of data assets, etc.) as well as theft of crypto assets resulting from such incidents. Fireblocks’ eCrime Event coverage also covers assets in transit.
Custody Agnostic
Reliable Access to Assets
Reliable Access to Assets
We recently announced our new custody agnostic approach, which allows us to distribute risk, enhance security, reduce interest rates, fund loans more swiftly, and focus on expanding our suite of wealth preservation products.
Reliable Access to Assets
Reliable Access to Assets
Reliable Access to Assets
Our custody process and custody partners, like Fireblocks, require multi-user authorization, meaning that access to your assets never hinges on one individual.
We are the only lender that preserves the value of your crypto portfolio in a market downturn.
Stabilization Happens
Convert Back to Crypto
Stabilization Happens
When your LTV surpasses the stabilization threshold of 90.91%, we will immediately convert your portfolio to stablecoin (USDC) to preserve its value and provide you with more options for managing your loan.
Manage Your Options
Convert Back to Crypto
Stabilization Happens
Want to convert back to your original portfolio mix when you think the timing is right? Simply lower your LTV below 83.33% by depositing more collateral or by paying down the balance of your loan.
Convert Back to Crypto
Convert Back to Crypto
Convert Back to Crypto
Restore the health of your loan (LTV below 83.33%). You will have the option to convert your collateral back to its original mix or any other collateral mix we support.
For credit or non-credit clients that are ready to participate in a Private Banking Operation (PBO) such as Credit Endorsements, Income Integrations, Cash Back Interest Basic or Cash Back Interest Elite.
Copyright © 2001 FICA Funding Foundation - All Rights Reserved.
Self-Endorsed Crypto Loans
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